![]() It's easy to calculate a monthly car payment on your calculator or with a mathematical spreadsheet software program. If a dealership's finance department comes up with a different monthly payment than what you are calculating, ask if there are hidden fees in the purchase price.Use our Car Buying Strategies to help you get the best deal when car shopping.By adding one or two points, you'll get an interest rate that you will most likely be offered by a bank, dealership or credit union. Interest rates vary from day to day, so call your bank first and find out what the current interest rates are and add one to two points to that rate.If you're still having problems calculating a monthly car payment, ask your accountant or bank manager to help you.Remember, if using a calculator, that the numbers shown in this example are rounded up. ![]()
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